Can't afford to make a payment?

Request for Hardship Forbearance: Download the hardship Forbearance for economic hardship or disability deferment, or to request a reduced payment.  You may request up to six months for the forbearance period.  If your account is delinquent the forbearance will be applied retroactively to bring your account current.  Interest will continue to accrue during the forbearance period; however you are not required to make payments during the forbearance period.  

Request for Residency/Internship/Fellowship Deferment: You may request a Residency/Internship/Fellowship Deferment to cover the length of your program. All deferment requests must be properly certified by your program supervisor. Interest will continue to accrue during the deferment period; however you are not required to make payments during the deferment period.

Request for Reduced Payment:  Download the Request for Reduced Payment. You may request up to 12 months of reduced payments.  Please contact the KU Endowment Loan Office to discuss your options for a reduced payment. You must continue to make your reduced payment every month.  If payments are not received for three months, the reduced payment will be removed and the original payment amount will be reinstated and you will be responsible for paying this amount in addition to any past due balance.

For questions regarding deferment/forbearance options, contact the KU Endowment Loan Office.